Sometimes a regular insurance policy isn’t enough. Umbrella insurance is extra liability insurance that goes over what the usual insurance policy will cover. Umbrella insurance protects you or your company in the event of a major claim or lawsuit and helps you protect your future assets. How does an Umbrella policy do this? It does helps in two different ways. First, it provides additional liability coverage above the limits of your homeowners, auto, and boat insurance policies. The next way an Umbrella policy works is that it covers other claims like libel, slander, and false arrest that aren’t typically covered through a more conventional insurance policy.
Homeowners Insurance usually does not cover floods. To protect your home against floods, a separate flood insurance policy is necessary. In certain areas, flood insurance may be required on your home. In the event of an overflow of inland or tidal waters, a rapid accumulation of runoff or mudslides or mudflows, flooding insurance can protect you and your building and its contents.
Travel insurance plans cover vacation and trip cancellation, travel interruptions and delays, lost baggage and emergency medical and health expenses while traveling. Travel insurance is available whether you are travelling domestically or internationally. Purchasing travel insurance can take the worry out of your vacation and let you finally relax.
RP Bonanni Agency Insurance
2659 Nottingham Way Hamilton NJ 08619
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